Terms of Use

The 6 Moments That Matter website provides insights and published reports on Financial Life Journeys, based on analysis of secondary data sources, as well as financial wellbeing information and materials for people.

Any person wishing to use the website content or materials on a non-personal basis agrees to seek written consent as required by the Copyright Notice.

The information on this website does not in any way constitute or contain regulated financial advice and there can be no liability to users. 6 Moments That Matter Limited is not regulated by the Financial Conduct Authority and it does not provide any regulated service. The information and materials provided are for general information only and are not intended to amount to advice on which any person should rely.

Any person who is considering taking any action based on the content of this website and any materials published on it retains full and sole responsibility for their actions and should consider the appropriateness of taking professional or specialist advice.

The links provided to third party websites should not be interpreted as approval of those websites or of the information that may be found on them.

Although endeavours are made to ensure that the content included on this website, including data sources, is accurate and up to date, no liability is accepted for loss arising from reliance on information contained on this site or other sites that may be linked to/from this site from time to time.

Click here for the Privacy Notice which sets out how personal data is collected, used and stored.

Click here for the Cookies Policy which sets out information about the cookies on this website.

The Risks in Life Report Series and the 6 Moments That Matter approach adopted on this website analyses data from a range of sources to provide insights to help understand financial life trends and gaps in financial wellbeing, and to help inform actions in general terms that may be taken to secure fair financial futures. As such it uses third party, secondary, publicly available data sources, details of which are included in the various published reports.

Where additional sources have been used as part of content included on this website the sources are separately summarised in a document titled “Additional Data Source References”. This may be found in Useful Information.

It should be noted that third party data sources have not been independently validated.

No guarantee can be provided that this website is or will be secure or free from bugs, viruses, defects or any other issue which may be harmful or destructive or that any viruses and defects that do arise will be corrected. Users should use their own virus protection software and responsibility rests with users for configuring their information technology, computer programs and platform to access this website.

While the concepts and frameworks relating to the 6 Moments That Matter are universal, the data insights used on this website and associated insights to secure financial futures relate to the UK.

This website is governed by English law.

There is no liability for loss or damage caused by use of this website, except where the law expressly requires.